Archive for May 1st, 2008

Resolved Question: lay-off protection?

Thursday, May 1st, 2008

Discover card has a feature where they will post-pone your payment for 2 years if you are unemployed/hospitalized, etc.. You can’t use the card during that time frame but your card remains in good standing so you don’t have the credit decline.

Does anyone know if B/A offers this as well? With Discover, it costs like $0.89 for every $100 on your statement each month. So if you don’t use the card, you don’t get the charge. I would like to do something like this for at least one of my other cards as well.

Resolved Question: Take a look at this please (links)?

Thursday, May 1st, 2008

http://www.justiceforkurt.com/investigation/reasons.shtml
http://www.kcwm.com/

he really was murdered
the gun had no prints
his credit card was stolen out of his wallet
he bought his gun before rehab/detox for protection not suicide
his “suicide note” didn’t say anything about killing himself it said he was quitting the music business and moving away the only part about killing himself was in the second “suicide note that courtney love kept in her possesion for over a month after his death and the only part about killing himself was at the end and inconsistant with Kurt’s handwriting
Kurt was going to divorce Courtney and Courtney was livid and said: “get me the meanest most vicious attourney”
** Kurt had three times the lethal dose of heroin in his system so he would have been
unconcious and unable to fire the gun and even if it was possible why would he have had to he would have died from overdosing anyway
COURTNEY GOT AWAY WITH
What is your feedback?

Resolved Question: building good credit, best credit cards?

Thursday, May 1st, 2008

as soon as i get out of college, i know i’m gonna have to buy an apartment, car, etc., but my mom says i need to establish good credit (which i understand in order to get loans and stuff) but in order to establish credit you need a credit card, right? well, what credit card should i go with? i don’t want to be stuck with hidden fees or other sneaky things and protection (like identity theft/fraud) would be nice, or is that what i use lifelock for?

Voting Question: Does mtvU have overdraft protection?

Thursday, May 1st, 2008

I have the citi MTVU credit card and I was wondering if I have overdraft protection, like if it stops me from spending more than what my credit limit is (500).

Resolved Question: How do they get my details and how do I stop it - junk mail for credit cards etc? What about data protection?

Thursday, May 1st, 2008

Everytime I move I still get these stupid letters in the mail where a company like Littlewoods / Barclays etc sends you something saying ‘you’ve won money!’ and they want my details like birthday sent back to them ‘to claim’.

Firstly, how do they know my full name when I am very careful about giving details away and I always specify that I don’t want third parties to be informed of my details when I open a bank account etc and when I’ve never had anything to do with these companies? Secondly, how can I stop it?

Having worked for a bank a few years ago I am very careful with my information because I saw so many cases of identity fraud. I hate the thought of moving house and having these things sent to the new people with some of my personal details on it. Isn’t there some legal stance I can take? These things only make me NOT want to ever shop at Littlewoods ever in the future! Any advice? Thanks.
I just found this http://www.telegraph.co.uk/news/main.jhtml?xml=/news/2006/08/31/npost31.xml

I am appalled that Royal Mail sells our details!!!

Resolved Question: I have an EIN and a DBA, but have not filed Articles of Incorporation, can I deduct expenses?

Thursday, May 1st, 2008

I renovated a home this past year (my first rehab) and got an EIN and DBA to start a business doing this work for others as well as to continue rehabbing homes. Unfortunatley, I have a full time job that is commissioned and made very little this year as well as lost child support and ended up on the verge of bankruptcy. I pulled out my 401k to purchase the home I rehabbed and am now going to have to pay the penalty, not to mention losing the protection of my 401k now that it’s out there. I want to know if I can write off any of my “sweat equity” for the work I did as well as for materials, etc, to minor if it’s not really a business because of this. Also, is it better to have a registered agent who is not in the company for better protection from personal lawsuits? I am looking for a full time job and need this money to survive, but I also do not want to give up my dream business. I am afraid my personal debts are going to ruin my chances. I had perfect credit until my job fell apart

Resolved Question: Isn’t the timing of Eliot Spitzer’s hooker escapade funny, since he was just blowing the whistle on Bush?

Thursday, May 1st, 2008

On February 18, Eliot Spitzer published an article exposing the Bush administration’s accountability in creating the current credit crisis. He wrote how in 2003 the OCC, a Treasury Department office, preempted state consumer protection laws and emplaced new rules preventing states from going after national banks for predatory lending practices.

Then only a few weeks later, the FBI and IRS out his call girl escapades.

Was this coincidence, or an instance of silencing a whistleblower?

Resolved Question: How do I get a credit card company to stop calling me about accepting credit card theft protection .?

Thursday, May 1st, 2008

I have told the Chase Manhattan credit card company that I;m not interested on more than one call. The calls stopped for a month or so after I enrolled in the do not call registry but have started back up everyday more than once a day!

Voting Question: What is John McCain’s record/history of voting or involvement regarding the Economy?

Thursday, May 1st, 2008

For example, Obama’s history behind the Economy:

Housing: In the U.S. Senate, Obama introduced the STOP FRAUD Act to increase penalties for mortgage fraud and provide more protections for low-income homebuyers, well before the current subprime crisis began.
Predatory Lending: In the Illinois State Senate, Obama called attention to predatory lending issues. Obama sponsored legislation to combat predatory payday loans, and he also was credited with lobbying the state to more closely regulate some of the most egregious predatory lending practices.
American Jobs: Barack Obama introduced the Patriot Employer Act of 2007 to provide a tax credit to companies that maintain or increase the number of full-time workers in America relative to those outside the US; maintain their corporate headquarters in America; pay decent wages; prepare workers for retirement; provide health insurance; and support employees who serve in the military.

I CANT SEEM TO FIND ANY RECORD FOR MCCAIN

Resolved Question: I do not have enough equity to qualify for a reverse mortgage so I am told so now what do I do ?

Thursday, May 1st, 2008

The agency refuses to help me and the police deparment said it was the District Attorney’s baby and he says it is the police departments so I get Mr. Jones and Mr. Brown then I get the run around.
One mortgage place says my credit score is too low another one my income is too low but try and get help from the county and I get TOO much.
I am about ready to just let it go and when I get booted out remember what Adult Protection told me “that we all have to go one time as another” and with my health problems it would not be long for me and I think it would be more comfortable to end things here at home rather than wait until I end up on the streets .
Thanks for all the suggestions and replies I do appreciate it.